Interchange Plus Pricing, Wholesale Plus Pricing

Beacon Payments offers interchange plus pricing, also known as wholesale plus, which means our customers gain access to the most competitive pricing in the industry. The largest companies in the US, think grocery store chains, large electronics stores, enterprise home improvement stores, etc. all process billions of dollars each year in credit cards on the interchange plus rate structure. We take that same rate structure the big box stores use and deliver it to merchants of all sizes at just a few tenths of a percent over the wholesale interchange rates. It’s always been our practice to offer low rates in an effort to create long lasting relationships which benefit both your business and ours.

Credit Card Terminals and Point of Sale Technology

The technology your business uses to process transactions is just as important, if not more important than the rate you pay. Beacon Payments offers card readers which plug into any smartphone or tablet, stand alone terminals with pin pads, mobile point of sale systems using tablets and smartphones, and traditional countertop point of sale systems for retail stores, salons and restaurants. Our platform is set up to accept contactless payments, mobile phone payments, mobile loyalty programs, chip cards a.k.a. EMV, debit cards with pin numbers, EBT and fleet cards. Our agility and experience allows us to get your business access to almost any technology or solution in the marketplace today!

Best Customer Service in the Credit Card Processing Industry

Experience has taught us a few things about our relationships with our merchants and partners. You don’t want to call us, ever. But when you need something, you want someone who will answer the phone in less than a minute and you want to talk to an educated and experienced person who can easily identify your needs and handle them in a swift, professional manner. We’re the first to admit we’re not perfect, but transparency and fairness have always helped us maintain great relationships.

Countless Satisfied Clients

"I’ve been using Beacon Payments for the past six months, and I couldn’t be happier. Their rates are incredibly low, which has significantly reduced my processing fees. What really sets them apart, though, is their customer service. Whenever I have a question or need assistance, they’re quick to pick up the phone and provide clear, helpful answers. Highly recommend!"

"Switching to Beacon Payments was one of the best decisions I’ve made for my business. Not only do they offer some of the most competitive rates I’ve seen, but their team is incredibly responsive. Whenever I need support, I don’t have to deal with long wait times or automated systems—I get real help from real people right away. Fantastic service all around!"

"Beacon Payments has truly redefined what great customer support looks like. Every time I need help, they answer the phone almost immediately, and their team is incredibly knowledgeable and friendly. They don’t just solve problems—they make sure I understand everything. Their support alone is worth switching to Beacon Payments!"